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Finance & Loan



GEM Visa

Enjoy brand new furniture now and pay it overtime with our GEM Visa INTEREST FREE option!

Spend Min. $500, get 12 Months INTEREST FREE

*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./ Gem CreditLine 29.95% p.a.) applies after interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at Credit provided by Latitude Financial Services Ltd.

To know more: GEM Visa

Visit our store and upgrade your home today!


Finance Now

Finance Now makes it easy to secure personal finance to buy the fancy furniture you want.

Why choose Finance Now?

  • No deposit finance available
  • Flexible payment terms from 6 to 36 months
  • Enjoy Payment Holidays up to 12 months 
  • Instant online finance available (instore only, but will be available online soon)
  • Competitive interest rates and fees

Initial Application Criteria

  • Minimum order of $500
  • You must be a NZ Citizen / Resident and currently living in New Zealand
  • You must be older than 18 years of age
  • Proof of identity by means of a photo identification document (NZ Drivers Licence or NZ Passport)
  • Finance Now lending criteria apply 

All Finance contracts incur: 

  • Establish Fee: $55.00
  • Interest Rate: 19.75%
  • Monthly Account Fee: $1.80/month
  • Consumer Protection Insurance Premium (Optional

How to apply? 

Get pre-approved before you shop. Apply online and spend less time waiting.


Q Card/Farmers Card

We're now accept Q Card and Farmers Finance Card (from Fisher & Paykel Finance Limited) in-store, giving you more payment options for your purchases. This option is subject to Q Card approval, account fees may apply, and Q Card lending criteria, fees, terms, and conditions apply. Currently, we are unable to accept online payments using Farmers Finance Card and Q Card. An additional charge will be applied for in-store payments.